When you process a credit card transaction, you will receive a response code from the merchant and a description. What does "Honour With Identification" mean? What is the difference between "Insufficient Funds" and "Do not Honour"? Payment Gateway provider eWAY have kindly provided us with a list of error response codes that is a handy reference guide.
See the guide on our website here:http://www.ozcart.com/bank-response-codes-explained.html